Cancer Insurance
Does a history of Cancer run in your family?
Are you the only income source?
Do you have enough savings, to cover the medical bills, that your regular medical policy doesn’t pay?
This is why you may need cancer insurance.
Consider these facts:
Men, 1 out of every 2 may develop cancer in his lifetime..
Women, 1 out of every 3 may develop cancer in her lifetime.
The average hospital stay for a cancer patient is about 13 days.
With an estimated 1.6 million new cancer cases will be seen in 2009.
With having been diagnosed with cancer, the cost to treat this is overwhelming !
Look at this.. the average cost of
Lung Cancer $40,000
Breast Cancer $21,900
Avastin is the drug for the treatment of recurrent breast cancer, costs almost $55,000 per year
Prostate Cancer $41,000
Approximately 65% of cancer related expenses may not be covered by health insurance. But you can still protect yourself and your assets from expensive costs , with a cancer insurance policy.
If you have major medical policy already, you may be covered.If you get
cancer insurance and already have this coverage on your policy, you may be wasting your money.Double coverage does not always mean its twice as good.
Your regular health policy may only cover a portion of your medical bill in you get cancer. Such as physician,drug bills,theropy & hospital. This may not be covered in full. Another point is, its not likely to pay for other costs of cancer like,
transportation, housekeeping, loss of income or in home nursing care.
Cancer insurance, is a supplemental coverage designed to help make ends meet, where your medical policy leaves off.
While nobody can predict who will or will not get cancer. Here are some tips for being healthier.
1. Always eat healthy foods
2. Drink plenty of water
3. Exercise at least 3 times a week for 30 - 45 minutes
4. Stop smoking
5. Wear sunscreen when out in the sun.
6. Smile and have a great outlook on life.:)